How it works
Applying for auto shop funding with Cap2All is quick and straightforward:
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Complete Your Application:
Fill out our secure online form with basic business details.
Submit Supporting Documents:
Provide recent business bank account statements and proof of revenue.
Fast Approval:
Get approved in as little as 24 hours
Receive Your Funds:
Access your funds directly in your business account within 1-2 business days.
Why Auto Repair Shops Need Financing?
No matter how skilled you are at fixing cars, there’s no DIY solution for cash flow challenges. Here are some common reasons auto repair businesses turn to auto repair business loans:
Upgrading equipment
From advanced diagnostic machines to hydraulic lifts, high-quality tools don’t come cheap. Loans can help you stay on the cutting edge.
Expanding your shop
Got a growing customer base? Adding more service bays means you can serve more customers and increase revenue.
Managing working capital
Cover day-to-day expenses like payroll, inventory, and utility bills without breaking a sweat.
Inventory purchases
Stocking up on parts means quicker service and happier customers. Loans help you bulk-buy and save.
Marketing and advertising:
More cars in your shop means more profit. A well-planned marketing campaign can bring in new customers and keep existing ones coming back
Auto Repair Shop Funding Options
When it comes to auto shop funding, one size doesn’t fit all. That’s why we offer a range of options to meet your unque needs:
Merchant Cash Advance
Ideal if your shop processes a lot of card payments. You receive a lump sum upfront, and we collect a percentage of your daily credit card sales until the advance is repaid.
Merchant cash advances offer flexibility since repayment is tied to your daily sales. This means that during slower periods, your repayment adjusts accordingly, helping you maintain steady cash flow.
Workin Capital Loans
Keep your shop humming along smoothly. These short-term loans can cover payroll, rent, and other everyday expenses, ensuring your business keeps its wheels turning.
Sometimes, cash flow issues arise even when your shop is doing well. A working capital loan can bridge the gap between payables and receivables, giving you the flexibility to focus on what matters—running your business.
Business Line of Credit
Think of it as your financial safety net. Draw only what you need, when you need it, and pay interest only on the amount you use. Perfect for managing cash flow and covering unexpected expenses.
A line of credit is an incredibly versatile financial tool. Instead of applying for multiple loans every time you need capital, you can dip into your line of credit whenever necessary. Whether you’re dealing with seasonal slowdowns or sudden expenses, this option provides peace of mind.
Equipment Financing
Need new tools? This loan type allows you to purchase the equipment you need while spreading the cost over time. With this, your tools work just as hard as your investment.
Whether you’re replacing outdated equipment or buying brand-new machinery, equipment financing helps reduce the financial strain by giving you the flexibility to repay over time. From alignment machines to high-tech diagnostic tools, staying current with industry standards is vital. And with equipment financing, you can keep your shop modern without depleting your cash reserves.
Why We’re Your Go-To for Quick Business Funding:
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Don’t let financial hurdles slow you down—apply now or call us to get started on securing your term loan.
How Our Auto Shop Loans Stand Out
Flexible Use of Funds
Use your funds your way—whether it’s for marketing, hiring, inventory, or managing cash flow, you decide what’s best for your business.
Fast & Simplified Approval
Skip the lengthy appraisals and asset verifications of traditional loans. Get approved in days, not weeks.
Preserves Asset Ownership
No need to risk your property, equipment, or inventory. Keep full control of your business assets.
No Collateral, No Worries
Get funded without putting personal or business assets on the line. Focus on scaling, stress-free.