What are term loans?
Term loans are a form of business financing that provides you with a lump sum of capital. This amount is repaid over a fixed period through regular installments, typically with either a fixed or variable interest rate. Whether you’re managing operational costs, purchasing inventory, or funding growth projects, term loans offer predictability and ease of use.
How it works
Applying for a term loan with Cap2All is quick and straightforward:
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Complete Your Application:
Fill out our secure online form with basic business details.
Submit Supporting Documents:
Provide recent business bank account statements and proof of revenue.
Fast Approval:
Get approved in as little as 24 hours
Receive Your Funds:
Access your funds directly in your business account within 1-2 business days.
Start your application now.
Why We’re Your Go-To for Quick Business Funding:
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Don’t let financial hurdles slow you down—apply now or call us to get started on securing your term loan.
How Can a Term Loan Help Me?
A term loan is more than just financial support—it’s a powerful tool to help your business grow, adapt, and thrive. Whether you’re tackling a short-term challenge or planning for long-term growth, here’s how a term loan can make a difference:
Expand Your Business
Ready to grow? A term loan can provide the funds to open a new location, renovate your current space, or scale your operations to meet increasing demand.
Purchase Equipment or Technology
Stay ahead of the curve with upgraded tools, machinery, or technology. A term loan helps you invest in essential equipment without straining your cash flow.
Boost Inventory
Stock up on inventory during peak seasons or prepare for high-demand periods. Term loans ensure you’re never caught off guard by supply chain challenges or unexpected surges in demand.
Improve Cash Flow
If your business faces temporary cash flow gaps, a term loan can provide the financial cushion you need to pay bills, manage payroll, or cover other operational expenses.
Benefits of a Term Loan
Here are some of the key benefits of choosing a term loan for your business:
Predictable Payments
With a fixed interest rate and a set repayment schedule, you’ll always know what your monthly payment will be, making it easier to budget and manage your cash flow
Fast Access to Capita
With our streamlined application process, you can get approved, and access the funds you need quickly—often within 24 hours.
Access to Large Capital Upfront
You will get immediate access to a lump sum of funds, allowing you to invest in growth, equipment, or other essential areas of your business without delay.
Flexible Use of Funds
The funds can be used for virtually any business purpose, giving you the freedom to invest where it matters most.
Loan Amount
Up to $5,000,000
Time of Approval
As fast as 24 hours
Loan Term
1 to 36 months
Factor Rate
As low as 1.20
Supercharge your business
With our term loan you have access to:
Fast business financing from $50,000 to $20,000,000
Terms from1 month to 36 months
Funding Up to $500,000 24 hours or less $500,000 + 48 to 72 hours
Automatic daily , weekly, or bi-weekly payments
Discounts for early payoff
Minimum requirements are:
Generally you will need:
Minimum time in business 1 year
No open bankruptcies
$25,000 + a month in revenue
Maximum debt service of 25%
A credit score of 600 +